Payroll · P&C · Benefits

Stop coordinating. Start integrating.

When your payroll provider, insurance broker, and benefits broker don't talk to each other, you become the integrator — chasing data, syncing renewals, re-entering enrollments. Propel runs payroll, commercial P&C, and employee benefits on one integrated platform, so your back office actually works together.

Powered by ADP 25+ carrier partners 500+ businesses
Payroll powered by
ADP Licensed insurance broker 25+ A-rated carriers SOC 2 secure

At Propel, we hold every license required to broker your coverage and partner with the industry's top-rated carriers — so full compliance and best-in-class advisory come standard, every time.

The 3-vendor problem

You shouldn't be the one coordinating three vendors.

Most small and mid-sized businesses run their back office through a payroll provider, an insurance broker, and a benefits broker — and none of them talk to each other. Every workers' comp audit, every benefits renewal, every new hire becomes your coordination project. That's time you're not spending on your business.

Without one partner

Three vendors. Three calendars. You in the middle.

  • Three logins, three account reps, three renewal cycles
  • You manually re-enter benefits enrollments into payroll deductions
  • Workers' comp audits require chasing down payroll reports for your insurance broker
  • No one has a true cost-of-employment view because the data lives in three different systems
  • When something breaks, you're the one calling each vendor to figure out who owns it
With Propel — one integrated partner

One advisor. One platform. Real integration.

  • One dedicated advisor across payroll, P&C, and employee benefits
  • Benefits enrollments flow into payroll deductions automatically
  • Workers' comp accrued on actual payroll — no annual audit chase
  • True cost-of-employment reporting, employee by employee, every pay period
  • One call solves it — whoever owns the answer is already on the same team

Take any one of our three core services standalone — or stack all three and let the platform do the back-office coordination for you.

The Commercial Foundation

Three pillars. Standalone or stacked.

Take any one. Take all three. Either way, you get a dedicated advisor who shops the market for you every year. The real magic happens when you stack them on one platform.

Health Benefits

Group medical, dental, vision, life, and disability — designed and renewed each year to fit your team and your budget. Standalone, or enrollment and deductions sync automatically with payroll when it's all under one roof.

Property & Casualty Insurance

General liability, property, commercial auto, umbrella, cyber, EPLI — shopped across 25+ A-rated carriers. Standalone, or pay-as-you-go workers' comp calculated on actual payroll when stacked together.

Payroll & HR

Full-service payroll, tax filing, time tracking, onboarding, and HR. Powered by ADP. Strong as a standalone — and the operating layer that lets the rest of the stack do its best work.

What we offer

One platform. Everything talks to everything.

Each pillar stands strong on its own. Stack them together, and the integration starts paying off — fewer errors, faster onboarding, accurate premiums, real-time reporting.

Commercial P&C

General liability, property, auto, umbrella, cyber, EPLI, and pay-as-you-go workers' comp — shopped across 25+ A-rated carriers.

Learn more →

Health Benefits

Group medical, dental, vision, life, and disability — designed and renewed each year to fit your team and your budget.

Learn more →

+ HR & Risk Consulting

Compliance support, handbook reviews, EPLI, cyber, and ongoing risk consulting. Add as needed.

Learn more →
Why Propel

Built like a big firm. Acts like your neighbor.

The buying power and tech of a national broker. The phone-picks-up-on-the-second-ring service of a local one.

1

Payroll-first, by design.

Workers' comp premiums calculated on actual payroll — not estimates audited later. Benefits enrollment that syncs to deductions automatically. Onboarding that adds an employee everywhere in one step.

2

One call. One renewal calendar.

Stop coordinating between your payroll provider, benefits broker, and P&C agent. Propel sits on the same side of the table for all of it — and we make sure your renewals don't blindside each other.

3

Strategy, not order-taking.

Your dedicated advisor knows your business, your team, and your renewal dates — and shops the market on your behalf every year. You get quarterly check-ins, not a sales call once a year.

How it works

Switching is easier than you think.

Most clients are fully transitioned in under 30 days — and we do the heavy lifting.

1

Free coverage review

We sit down (in person or virtual), look at every policy and payroll cost you have today, and find the gaps and overlaps.

2

A simpler plan

You get a single, plain-English proposal that consolidates payroll, benefits, and P&C — usually with better coverage at a better number.

3

We handle the switch

Carrier paperwork, payroll migration, employee enrollment, COIs — we run the project so you can stay focused on running the business.

We moved payroll to Propel first, then rolled our workers' comp and benefits onto the same platform. Now everything just talks to itself — and our workers' comp came in 18% under last year because the premium is finally based on what we actually paid out.

Maria Chen · Owner, Northbridge Construction · 38 employees

Ready to integrate?

Get a free, no-obligation review of your current payroll, P&C, and benefits — usually 30 minutes, often a real eye-opener.